About Melinda Potcher

Here are my most recent posts

Assumable Government Mortgages in Albuquerque, NM

“You have to have the right set of factors all in play at the same time to make an assumable mortgage worth anything.”

Loan Types: FHA versus Conventional

Why Would Purchasers Choose to get a FHA Loan in Albuquerque, New Mexico vs. a Conventional Loan?

Albuquerque Mortgage Red Flags

Please hear me– Just Don’t Do It!  You are committing loan fraud.  There are reasons that investor financing is more stringent and carries a higher interest rate.

Albuquerque Mortgage Broker on Tour

I recently went on Realtor Tour in Albuquerque, New Mexico. This one tour – previewing a half dozen or so homes on the market with the Listing Brokers spun off into 6 different arrays.

What Can I Do When I am Behind on my Albuquerque Mortgage?

If you are behind on you Albuquerque Mortgage there are some options. I work with several professionals who can help.

Albuquerque Mortgage Scenario: Understanding Underwriting

He had paid and closed all of his existing credit cards and loans and he no longer even had a Credit Score!

Albuquerque Mortgage Myths: Myth #5

If your lender can’t get your mortgage loan closed in 30 days or less, you need to find another lender.

Albuquerque Mortgage Myths: Myth #4

Myth #4 – “I have to be in my current job for at least 2 years to buy a house.”

Albuquerque Mortgage Myths: Myth #3

Albuquerque Mortgage Myth #3 – “I have to have a lot of money in order for the bank to lend me money.”

Albuquerque Mortgage Myths: Myth #2

There is an excellent credit education, repair and restoration company right here in Albuquerque.

All content by Albuquerque Real Estate Agent Rich Cederberg, 505.803.5012, unless otherwise noted. eXp Realty, (505) 750-1846.